If you’d rather listen to this newsletter, click here. I know, I know, you see the heading above and you say to yourself, “I’m barely making ends meet and they want me to SAVE? Really?” Please keep reading. Let’s see if we can shift your view just a little bit. There are three levels of saving, or three … 30 March 2026 – Managing Money 3: Saving as the Key to Self-empowerment

If you’d rather listen to this newsletter, click here. How are you getting on with drawing up your budget and keeping track of expenses? I have an excel file on my computer named “My money”. It now runs from July 2014 till this month! (Before 2014 we didn’t have cloud storage, so those files are lost.) … 23 March 2026 – Managing Money 2: Good Debt, Bad Dept

If you’d rather listen to this newsletter, click here. You probably think you have so little, there’s no point in thinking about “managing” it. Only rich people do that, right? Wrong. Smart money principles will help you to stretch your money now, and if you manage it well, you will enter the working world without unmanageable debt, ready … 16 March 2026 – Managing Money 1: Make a Budget

If you’d rather listen to this newsletter, click here. In these first newsletters of the year, we are discussing the basic building blocks for finding order in your life, for the rest of your life. This is worth thinking through – it will make your life much easier and less stressful, so that you don’t end … 09 March 2026 – What to do First

If you’d rather listen to this newsletter, click here. We all find ourselves exclaiming about how time flies. Heavens, it’s March already! Here’s a comment from a first-year student a few years ago: “The majority of students complain about time and we are the ones who always misuse ‘this little time’ we have by sitting around … 02 March 2026 – Getting Control of Time